问：

I just consider to buy a car, but I am not sure if I can buy one without full driving licence. I am afraid buying a car now, the insurance is more expensive than have got a full driving licence. Do you have any advice about this? Thanks in advance.

答：

uhm, uhm, uhm... This is a classic question of egg or chicken.

1. As a new driver with Full License, your insurance is not going to be tremendous cheaper than a provincial one.
2. As a provincial driver your insurance is high but you can probably pass faster than without a car for practising
3. With some insurer such like direct line, you can claim some money beck once you got the full license.
4. The driving lesson is around 15 pounds per hour.
5. Say you may need 42 lessons (average scenario, probably those are still got their own car) without practising at your own time. Or 30 lessons with self practising. It works out around 200 pounds diff.
6. I must say at some stage before you pass your test, you are surely hope to get a car.
7. Also bear in mind a test will cost you around 70 pounds (test fee, rental to tutor’s car), and no one is likely to pass it at the first time.

think it over yourself.